Trusted Mortgage Broker in Lynchburg, VA

Find the Right Home Loan with Expert Local Guidance

Whether you’re buying your first home, refinancing, or investing in property, we help you compare multiple loan options to secure competitive rates and the financing solution that fits your goals.

 

Who We Are

Why Choose Lynchburg Mortgage Broker?

Finding the right mortgage shouldn’t be stressful. Our experienced mortgage professionals simplify the process by helping you compare loan programs from trusted lending partners, ensuring you receive financing tailored to your financial goals.

Whether you’re purchasing your dream home, upgrading, downsizing, or refinancing, we’re committed to making your mortgage journey smooth, transparent, and efficient.

OUR MORTGAGE SERVICES

Home Purchase

Guiding lynchburg home buyers with expert mortgage solutions for a smooth and confident purchase.

Refinance

Refinance your lynchburg home with a good deal, lower payments, or cash-out options tailored to you.

FHA Loans

Flexible options for first-time buyers and low down payments.

HOME RENOVATION

Upgrade your living space with affordable renovation plans and support.

Commercial Loans

Smart financing options built for investors and entrepreneurs in Lynchburg County

VA Loans

Exclusive benefits for veterans and active-duty service members

Getting Pre-Approved Starts With Understanding Your Credit — Without Dinging It

VantageScore 4.0

can be highly advantageous because it is a more inclusive and modern model that may help you qualify for a loan even if you have a limited credit history or are just starting out.

Why VantageScore 4.0 Matters for Borrowers

Unlike older models, VantageScore 4.0 uses trended credit data and alternative payment histories to give a more complete picture of your financial responsibility

First-Time Home Buyer Programs

Buying Your First Home Doesn't Have To Be Overwhelming

For many buyers, purchasing a first home is one of the biggest financial decisions they’ll ever make. That’s why Lynchburg mortgage broker is committed to helping first-time buyers understand every option available.

WHY I LOVE LYNCHBURG

Thomas Jefferson's Poplar Forest

Percival's Island Natural Area

Blackwater Creek Trail

Old City Cemetery

Amazement Square

Peaks View Park

Free Homebuyer Resource Center

Whether you’re renting, already a homeowner, or just starting to think about buying — Duane Buziak gives you free access to tools most lenders charge for.

Top Tips for Home Buyers and Investors

FREE NO TOUCH CREDIT

Your Credit is Safe with Us

Discover your loan options and true buying power with our NoTouch Credit System . We get you pre-approved without a single credit hit.
With our Free NoTouch Credit service, you can instantly see where your credit stands—without triggering a hard inquiry or lowering your score. Traditional credit checks often leave a mark that lenders can see, but our process uses a soft pull—completely safe, private, and impact-free.

— COMMON QUESTIONS

Answers, Before You Even Have To Ask.

WATCH

A Quick Walkthrough Before You Dive In

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We offer Conventional, FHA, VA, USDA, DSCR, Commercial, Home Renovation, and Down Payment Assistance programs — covering nearly every homebuyer and investor situation in the Lynchburg area.

Our NoTouch Credit system lets you see your loan options and buying power using a soft credit pull, which doesn't trigger a hard inquiry or lower your credit score — unlike traditional credit checks.

VantageScore 4.0 is a modern, inclusive credit scoring model that uses trended credit data and alternative payment histories, which can help you qualify even with a limited credit history.

Yes, our DSCR (Debt Service Coverage Ratio) loans qualify based on a property's rental income rather than personal income, making it easier for investors to grow their portfolio in the Lynchburg market.

We help connect qualified Lynchburg-area buyers with down payment assistance programs designed to reduce upfront costs and make homeownership more accessible.

Yes, we offer Commercial loan programs for investors and entrepreneurs looking to purchase or refinance commercial real estate in the Lynchburg area.

Yes, our Home Renovation loan programs help you finance upgrades and improvements to your living space with affordable, tailored financing plans.

USDA loans offer zero down payment financing for eligible rural and suburban properties, making them a strong option for qualified buyers in and around Lynchburg.

Yes, we specialize in VA financing with zero down payment options and no mortgage insurance requirement for eligible veterans and active-duty service members.

We're committed to helping first-time buyers understand every option available, including FHA loans, down payment assistance, and other programs designed to make that first purchase less overwhelming.

Our Free NoTouch Credit service uses a soft pull to show you exactly where your credit stands and what you likely qualify for — with zero impact on your credit score.

Yes — our licensing covers a wider area. Virginia Mortgage Broker and Cavalier Mortgage also serve nearby regions with similar loan programs.

It's a standardized document lenders must give you within 3 days of application, showing rate, payment, and closing costs. Break yours down with our free Loan Estimate Optimizer tool.

TESTIMONIALS

Duane Buziak

Duane Buziak

Mortgage Maestro | NMLS #1110647

Coast2Coast Mortgage LLC | lynchburg mortgage broker

Licensed in: VA, FL, TN, GA, DC, NC, SC, MD

📱 (804) 212-8663 | 📧 duane@coast2coastml.com

Verified Credentials & Reviews

Explore official ratings and verified listings from leading business directories.

Operated by Duane Buziak Mortgage Maestro, Coast2Coast Mortgage, LLC NMLS: 376205 / Duane Buziak NMLS#1110647 / NMLS Consumer Access / Legal Disclaimer – “Equal Housing Lender” This information is not intended to be an indication of loan qualification, loan approval or commitment to lend.

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