A practical guide to new construction loan process.

A practical guide to portfolio loan for investors.

There is no single best loan for rental property: the right fit depends on your credit, down payment, occupancy plans, documented income and existing mortgages. This guide from Lynchburg independent mortgage broker Duane Buziak shows seven ways to match a loan type to your rental deal and to test the quote you receive using wholesale lender access.

Many of Lynchburg’s best-priced older homes need work, and a standard mortgage only lends against the home as it sits today. This guide walks through seven fixer upper loan programs and strategies, including the FHA 203(k) and VA renovation financing, and explains why a broker shopping wholesale lenders matters when renovation availability varies from lender to lender.

Best credit actions before mortgage approval can protect your score, improve pricing, and strengthen a Lynchburg-area offer before you shop confidently.

This Lynchburg, VA comparison examines hard money lender alternatives for bad credit, weighing Duane Buziak’s wholesale-broker model against local banks, credit unions, and retail teams. Borrowers with recent late payments, thin files, or a lingering bankruptcy can see which FHA, VA, or manually underwritten conventional option fits before committing to costly hard money terms.

This guide walks Central Virginia home builders through the entire construction loan process, from soft-pull pre-approval and builder selection through staged draws and conversion to a permanent mortgage. Written by Lynchburg mortgage broker Duane Buziak, it explains how to protect your credit and finances at each stage of building a home in the Lynchburg, VA area.

This guide explains how commercial real estate financing works in Lynchburg, VA, covering SBA programs, conventional term loans, and bridge financing along with qualification rules and common pitfalls. It’s written for business owners and investors deciding where to start and which lender fits their deal.

This guide from Lynchburg mortgage broker Duane Buziak covers the best mortgage options for teachers in Lynchburg City, Campbell County, Bedford County, and Amherst County, breaking down FHA, VA, USDA, and down payment assistance programs suited to 10-month pay schedules. It also flags common underwriting mistakes that trip up educators using school district pay stubs.

This guide walks self-employed borrowers in Lynchburg through 7 strategies for finding non qm mortgage lenders for self employed income, from matching bank statement and P&L programs to your business structure to shopping lenders that fit your actual earnings, not just your tax returns.